It is well known that loans from traditional banks such as Deposit Money Banks (DMBs) and other lenders are usually associated with high interest rates and collaterals. Likewise, investors often tilt their investments toward more established business entities with large assets and robust financial bookscharacterized by heavy cash inflow and outflow. This is to ensure that their dividend of investment is at least assured since from a large company perspective, business interests are properly aligned than in a small company or a Micro, Small, and, Medium Enterprise (MSME).
SME LOANS AND EQUITY INSTRUMENTS AS A MEANS OF DE-RISKING SME FINANCE AND INCREASING MARKET LIQUIDITY.
